Verified against current servicer sources

What if I do not choose a new plan after my SAVE notice?

Current servicer sources say borrowers who do not select a new plan within the notice window may be automatically placed in Standard or Tiered Standard repayment, depending on applicable loan and disbursement rules.

RepayPilot Answer

Current servicer sources say borrowers who do not select a new plan within the notice window may be automatically placed in Standard or Tiered Standard repayment, depending on applicable loan and disbursement rules.

Sources checked 2026-09-29

Sources

End of the SAVE Plan: FAQs MOHELA / Federal Student Aid servicer
SAVE Plan transition announcement Edfinancial Services / Federal Student Aid servicer

Your loan details matter

The notice-window guidance does not establish which of those plans applies to a particular borrower. Loan type and disbursement history may affect the placement.

Check your notice and account

Use the deadline and instructions in your individual servicer notice. Contact your servicer or Federal Student Aid if the notice is unclear.

What RepayPilot does not do

We do not infer your automatic placement, calculate plan payments, or promise eligibility without a separate rule validated for those specific facts.

Rule verification date: 2026-09-29. Individual account notices and current official guidance take precedence.

Check your calculated date